As of 03-31-2013
The Average Annual Returns reflect the advisory fee and all other portfolio expenses and include reinvestment of dividends and capital gains; they do not reflect the charges and deduction under the applicable life insurance policies or annuity contracts. This information must be accompanied by the current performance reports for the appropriate product showing returns net of fees and charges, including mortality and expense risk charge.
Tactical asset allocation is a portfolio strategy that attempts to take advantage of market highs and lows. The selection of a Tactical Asset Allocation portfolio will not guarantee a profit nor protect against a loss. ETF's generally present the same risks as an investment in a conventional fund that has the same investment objectives, strategies, and policies. The market price of an ETF's shares may be above or beloTrans BNP Paribas Lg Cap Growth VP
Trans/WMC Diversified Gr. VP
*Effective September 17, 2012, this was previously known as Transamerica Hanlon Growth and Income VP. Performance prior to this date reflects the performance of Transamerica Hanlon Growth and Income VP.