Are you married?
If something were to happen to you, would your spouse be able to continue with the standard of living that they have become accustomed to?

Do you have children?
What if you were not around to provide for your children's future?

Are you in debt?
Do your loved ones have the resources to pay your financial obligations if you are no longer around?

Do you own a home?
Will your loved ones be able to continue living in the home that you've worked so hard for?

Do you own a business?
What would happen to your business if you or one of your key employees were not around to run it?

Are you planning to pass your assets to your loved ones?
Did you know that some individuals may lose a significant amount of their assets to estate taxes?

Have you thought about supplementing your retirement?
Only 27.5% of adults think they'll have more than enough saved to retire in comfort. Will you be able to retire on your own terms?

Is there enough in savings?
Do you have an emergency cash reserve to cover life's unexpected events?